May 2019

Country living has many benefits. Peace and quiet, room to roam, and plenty of space for your furry animal friends and livestock among them. But with these benefits comes added responsibility. Living in a rural area means that access to many services city and suburban dwellers take for granted are actually a whole lot more difficult – or at the ver...

As you may have heard, on January 1st of 2018, the Office of the Superintendent of Financial Institutions Canada (OSFI) instituted new policies to help curb what they believed to be a growing crisis of household debt across the country. One of the new rules is a mandatory “Mortgage Stress Test”. Originally, stress tests were reserved for high-ratio...